Loan Protection Plans
You can’t predict the future, but you can plan for the unexpected by protecting your loan when you borrow from us.
The optional Loan Protection Plans1 program can help with your payments in case of:
Over 80% of all claims are approved4
48 hours or less to find out if your claim is approved3
Job Loss
If you suffer an involuntary job loss your payments may be covered while you remain involuntarily unemployed, up to either 9 or 12 months depending on the type of loan insured2.
Critical Illness
Loan Protection Plans can protect your loan balance if you are diagnosed with a covered critical illness for the first time such as cancer, stroke, heart attack, or kidney failure2.
Total Disability
If you become totally disabled due to a medical condition and are unable to perform your normal activities of daily living for 10 consecutive days, you could be covered for up to either 9 or 12 months of payments depending on the type of loan insured2.
Death
Your loan balance can be protected in the unfortunate event that you pass away2.
easyAdvantage+
easyAdvantage+
When the unexpected hits, easyAdvantage+ has you covered
where and when it matters most.
When unexpected hits, easyAdvantage+ has you covered where and when it matters most.
Auto Protection
Protect your vehicle with towing, roadside assistance, emergency medical, ambulance coverage, and auto locksmith services.
Identity Theft Protection
Protect your identify with 24/7 monitoring of your credit bureau and registered personal information for early detection of potential identity fraud. Includes a monthly credit score and a quarterly credit bureau report to help you understand your credit. In the event of identity theft, receive full-service identity restoration support to help you every step of the way.
Home Safety
Secure your home with 24/7 emergency locksmith support, comprehensive medical expense reimbursement for home-related injuries, and coverage for ambulance and paramedic services.
Everyday Benefits
Get access to legal advice, identify theft benefits and MySavers member discounts when shopping, booking hotel or car rentals, and much more.
Health & Financial
Wellness
Get access to virtual healthcare, mental health support and coaching and tools for financial wellness.
Virtual Pet Care
(Add-on)
Get trausted care for your pets, which includes video appointments with licensed veterinarians, 48-hour live follow-up chats, prescription delivery, unlimited live chats with vet techs, and secure storage of medical records.
Credit Optimizer
This unique data-driven tool helps you take control of your finances with a customized plan that can help you improve your credit score and move to lower rates.
With features that go well beyond a basic credit monitoring solution, Credit Optimizer lets you set your target credit score and provides you with the steps you can take to help you get there.
Credit Optimizer
This unique data-driven tool helps you take control of your finances with a customized plan that can help you improve your credit score and move to lower rates.
With features that go well beyond a basic credit monitoring solution, Credit Optimizer lets you set your target credit score and provides you with the steps you can take to help you get there.
Personalized credit improvement plan
Data-driven technology that analyses your credit profile and identifies the actions you can take to improve your credit score.
Real-time recommendations
Set your target credit score and get real-time recommendations and personalized debt analysis to help keep you in control of your credit.
Credit monitoring and fraud alerts
Unlimited credit checks that won’t affect your score and real-time email alerts to help protect you from potential threats.
